CareCredit is a healthcare credit card designed for your health, beauty, and wellness needs. It’s a way to pay for the costs of many treatments and procedures and allows you to make convenient monthly payments. For complete details of healthcare financing terms, please review the CareCredit account agreement within the application.
Where can I use CareCredit?
CareCredit is accepted at over 200,000 locations nationwide for LASIK and Vision Care, Cosmetic and Dermatology Procedures, Dentistry, Veterinary, Hearing Care and other specialties. If your provider doesn’t already accept CareCredit, you can refer them to us.
How is CareCredit different from my other bank cards?
CareCredit extends special financing offers that you can’t get when using your Visa or MasterCard to pay for health, beauty and wellness care at enrolled providers. With shorter term financing options of 6, 12, 18 or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date.
Is CareCredit a medical insurance policy?
No. CareCredit is a healthcare credit card and it does not replace medical insurance policies that you might have. It is intended to help you pay for out-of-pocket expenses that are not covered by your health plan.
I’m not sure I want another credit card. Why do I want CareCredit?
A program that helps you pay for out-of-pocket healthcare expenses for you, your family, and even your pets! Once you are approved, you can use it again and again to help you manage health, wellness and beauty costs not covered by insurance.
Through our Caring Communities program, we work with several well-established and highly respected organizations that have a strong track record for doing great things in their communities by providing resources that help with their efforts.
With a special emphasis on underserved children, our Caring Communities program reflects just one of the ways we are committed to helping people access healthcare.